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Atal Pension Yojana
  1. APY offers choice of minimum monthly pension guaranteed by Govt. of India of Rs. 1000, Rs 2000, Rs 3000, Rs 4000, Rs. 5000 per month after 60 years of age.
  2. For opening of APY account, subscriber should be a citizen of India. The Subscriber’s age should be between 18 and 40 years
  3. Any citizen who is or has been an income-tax payer (under Income Tax Act,1961), shall not be eligible to join APY from 1St October 2022
  4. Subscriber can join APY through a bank branch/post-office or through digital onboarding platform provided by banks.
  5. It is mandatory to provide nomination and spouse details while opening of APY account.
  6. Contributions can be made on Monthly or Quarterly or Half yearly basis through auto debit facility from savings Bank account
Triple Benefits of Atal Pension Yojana (APY) on attaining 60 years of age
  1. Lifelong minimum guaranteed Pension of Rs.1000 to Rs.5000 to the subscriber.
  2. The same pension is payable to Spouse for lifetime, after death of the subscriber.
  3. Return of pension wealth accumulated till 60 years of age to nominee after the death of subscriber and spouse.