SRA - 03, Kashipur By Pass Road, Rudrapur - 263153, Distt - Udham Singh Nagar, State - Uttarakhand

Email: usndcbrdr@gmail.com, usndcb@usndcb.in, Fax:(05944) - 244713, Ph: (05944) - 246344 / 240860 / 247363 / 244713

RBI. Licence No. RPCD 10/2012

Fixed Deposit Account

Fixed Deposit Account | Udham Singh Nagar District Co-operative Bank

The account which is opened for a particular fixed period (time) by depositing particular amount (money) is known as Fixed (Term) Deposit Account.

Features of Fixed Deposit Account
  1. The main purpose of fixed deposit account is to enable the individuals to earn a higher rate of interest on their surplus funds (extra money).
  2. The amount can be deposited only once. For further such deposits, separate accounts need to be opened.
  3. The period of fixed deposits range between 15 days to 10 years.
  4. A high interest rate is paid on fixed deposits. The rate of interest may vary as per amount and period. Click here for current interest rates.
  5. Withdrawals are not allowed. However, in case of emergency, banks allow to close the fixed account prior to maturity date. In such cases, the bank deducts percentage from the interest payable as on that date as per bank policy.
  6. The depositor can get loan facility from the bank.
Required Document for Fixed Deposit Account:
  1. Identity Proof (Passport / Voter ID / PAN Card / Driving License).
  2. Address Proof (Electricity Bill / Telephone Bill / Bank Ac Statement / Ration Card / Gas Connection Receipt / Salary Slip).
  3. 3 Passport size photographs.
  4. Introduction by an existing Bank customer. If needed.
How to Apply:

Click here for download Fixed Deposit Account Opening form and contact your nearest branch of Udham Singh Nagar District Co-op. Bank Ltd along with all required documents.

Note: There are nominee details necessary for all deposit accounts.